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Câu hỏi:

13/07/2024 114

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 31 to 35.

Banking and banks are very important for the functioning of the modern world. Without banks the way we use money would not work. Banks enable people to save money, borrow money and to pay for things with ease and security.

Each country in the world has its own well known banks that have branches in nearly every city so that they are convenient for people to use. People often have to visit the local branch of the bank when they want certain services. There are also some very big multinational banks that have branches in most countries in the world.

As well as the local branches that are in most cities, each bank will also have a head office. This is where all central tasks are performed that let the local branches function. The people that work in the branches will be the bank manager, the person in charge, and various tellers who work behind the bank counter and help the customers. There will also likely be security guards to protect the money, workers and customers. 

Most customers will just need to see the tellers when they qo to the bank if they are payinq money into their account as either cash or a check. However, they might need to see the bank manager if they want to open an account or if they have become overdraw, when they have spent more money than there was in the account. Also if they want to borrow money and get a loan the person will need to see the bank manager who will have to approve it.

As well as being able to use cash or checks to pay for things, banks also offer their customers the more convenient methods of using either a debit card or credit card. These methods are very convenient as you just need to carry a small plastic card to be able to pay for anything. When paying with plastic you will need to either sign a receipt or enter a PIN number to conform the purchase and that you are authorized to use the card.

What happens when a bank customer spends more money than they have in their account?


A. They will need to see the security guard.



B. They will have to have a meeting with the bank manager.


Đáp án chính xác

C. They will have to borrow money from the bank.

D. They will have to go to the police station.

Trả lời:

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Chọn đáp án B

Điều gì xảy ra khi khách hàng của ngân hàng chi tiêu nhiều tiền hơn số tiền họ có trong tài khoản của mình?

A. Họ sẽ cần gặp nhân viên bảo vệ.

B. Họ sẽ phải có một cuộc họp với quản lý ngân hàng.

C. Họ sẽ phải vay tiền từ ngân hàng.

D. Họ sẽ phải đến đồn cảnh sát

Thông tin trong bài: "However, they might need to see the bank manager if they want to open an account or if they have become overdraw, when they have spent more money than there was in the account." (Tuy nhiên, họ có thể cần gặp người quản lý ngân hàng nếu họ muốn mở một tài khoản hoặc nếu họ rút quá số tiền gửi, khi họ đã tiêu nhiều tiền hơn số tiền có trong tài khoản.)

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