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Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the following questions. 

     Hi! I'm Susan and I've decided to start this blog to document my Life in Lockdown. We've been in Lockdown now for a week in the UK. That means we have to stay at home almost all the time. We're allowed out once a day to exercise and we can go to the supermarket to buy essentials. You have to try and stay two meters away from other people when you go out. I'm starting to get used to the situation now but it still feels like a dream sometimes. It's pretty surreal when I look outside and there's no one around. 

     My mum is a nurse, so she is classed as a key worker and is still going to work every day. The company where my dad works has had to close its stores and furlough all of their employees – that means my dad is still employed but he is not allowed to go to work until his company say he can return. 

     I went to school before and I was studying for exams, so my life has changed quite a lot. I found the situation a bit overwhelming at first. The hardest part has been social distancing. I really miss seeing my friends in person but we chat every day online. I also have to study a lot by myself now and I find that really challenging. 

     My little brother sometimes distracts me when I'm trying to study because he always wants to play.  However, one of the positives of the lockdown has been spending more time with my family. I try to stick to a routine each day that also includes time for exercise, some online socializing and something fun or creative like playing a board game with my family. This is helping me make the best of it! I'd love to know what you are doing to stay positive during the lockdown. Let me know in the comments! 

What could be the best title for this passage?

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the following questions. 

     At the turn of the twentieth century, people's attitudes toward money were far more conservative than they are today. Borrowing and being in debt were viewed as a moral failing, almost as a disgrace. Thrift and saving were highly prized, and people who needed to borrow to make ends meet were seen as careless, unreliable, or extravagant. The focus in the economy as a whole was on developing large corporations like railroads, oil companies, and other companies that produced basic goods and services. 

     Then, in the 1920s, the economy changed. A huge network of banks and financial institutions developed, helping money to move more quickly and easily through the economy. At the same time, the economy was increasing its focus on consumer goods-clothing, cars, household appliances, and other things that individuals buy. To help promote the sale of these items, consumers were encouraged to buy on credit. If they could not afford an item right away, a store or a bank might lend them the money, which they could pay back in installments. 

     With the development of consumer credit and installment purchases, people's attitudes toward debt and spending changed. The model citizen was no longer someone who was thrifty, buying only what he or she needed. People were respected less for being thrifty than for knowing how to use their money to buy as many things as possible - an attitude that persists at the turn of the twenty-first century. 

What is the main point the author makes in the passage?